Retire With Style
The purpose of Retire With Style is to help you discover the retirement income plan that is right for you. The first step is to discover your retirement income personality. Your hosts Wade Pfau, PhD, CFA, RICP and Alex Murguia, PhD walk you through creating and implementing a retirement plan that will help you reach your goals, and that you’ll be able to stick with. Start by going to risaprofile.com/style and sign up to take the industry’s first financial personality tool for retirement planning.
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Episodes
Tuesday Oct 17, 2023
Tuesday Oct 17, 2023
It's an occasion to celebrate! This week on Retire With Style, we decided to do something a bit special to celebrate this major milestone of 100 episodes and we invited our frequent flyer, Bob French along for the ride. We hosted a special Q&A session on YouTube Live where we answered your burning retirement planning questions live on air! We are beyond thrilled and forever humbled by your continued support of this podcast. Here's to 100 more! Listen now to hear Part 1 of the live session.
We have officially closed our 100th-episode Celebration Giveaway with Retirement Researcher! The Winners have been contacted - so please check your inbox for a message from the team at RR. Thank you so much for entering our giveaway and we hope to host more of them soon!
Links
Be sure to follow our podcast YouTube channel as we look forward to doing more of these live sessions in the future: https://www.youtube.com/@retirewithstylepodcast
This episode is sponsored by Retirement Researcher https://retirementresearcher.com/. Download their free eBook, 8 Tips to Becoming A Retirement Income Investor at retirementresearcher.com/8tips
Tuesday Oct 10, 2023
Tuesday Oct 10, 2023
In today's episode, Wade and Alex begin their arc on Time Segmentation (i.e., Bucketing) as part of a viable retirement income strategy within the RISA® framework. To start off, we discuss the pros and cons of time segmentation and how it addresses the optionality and safety-first component within one’s RISA® style. In addition, we address some popular misconceptions about this strategy that somewhat overstate its effectiveness relative to other strategies. Listen now to learn more!
Links
Join the LIVE Q&A Session for Episode 100 on Wed. October 11th at 1:00 PM ET on the Retire With Style YouTube Page. Subscribe and turn on your notifications to see when we are live!! https://www.youtube.com/@retirewithstylepodcast
If you are unable to join us for the live filming, you can still send us your questions here: https://www.surveymonkey.com/r/PHZL5WK
In honor of our 100th Episode, Retirement Researcher is sponsoring a free giveaway! Enter now to win one of three prizes:
A signed copy of the 2nd Edition of Retirement Planning Guidebook by Wade Pfau (Value: $30)
Access to an individual Workshop offered through the Retirement Researcher Academy of your choice (Value $295)
FREE subscription for 1 year to the Retirement Researcher Academy membership site (Value: $1,495)
The giveaway will close on Tues, October 17th. To enter the 100th Episode Giveaway, click here: retirementresearcher.com/100
This episode is sponsored by Retirement Researcher https://retirementresearcher.com/. Download their free eBook, 8 Tips to Becoming A Retirement Income Investor at retirementresearcher.com/8tips
Tuesday Oct 03, 2023
Tuesday Oct 03, 2023
This week we finish our inflation quadrilogy with Bob French of Retirement Researcher. In previous episodes, we have talked about the different tools at our disposal to deal with inflation, but now we need to look at how to use those tools. Using the different RISA® styles as our guide, we discuss how you can deal with inflation risk in your own retirement income plan. Listen now to learn more!
Links
If you haven't already, visit www.risaprofile.com/style to take the RISA® questionnaire for yourself and discover your Retirement Income Style.
Purchase access to the Academy Workshop entitled, "Managing Inflation In Your Retirement Income Plan" hosted by Bob French at Retirement Researcher by clicking here: https://retirementresearcher.com/managing-inflation-rws
This episode is sponsored by McLean Asset Management. Visit https://www.mcleanam.com/roth/ to download McLean's free eBook, "Is a Roth Conversion Right For You?"
Tuesday Sep 26, 2023
Tuesday Sep 26, 2023
This week on Retire With Style, Wade and Alex are joined (yet again) by Bob French, of Retirement Researcher, to look at how you can use reliable income sources (even beyond your Social Security benefits) to deal with inflation. Using reliable income to manage inflation risk is a little bit more complicated than using your investments, but it does allow you to lock in your spending power in a way that you just can't with risky investments. And we look at how you can do so. Listen now to learn more!
Links
Click here to learn more about the Retirement Researcher Academy membership site: https://retirementresearcher.com/academy-rws
Purchase access to the Academy Workshop entitled, "Managing Inflation In Your Retirement Income Plan" hosted by Bob French at Retirement Researcher by clicking here: https://retirementresearcher.com/managing-inflation-rws
This episode is sponsored by Retirement Researcher https://retirementresearcher.com/. Download their free eBook, 8 Tips to Becoming A Retirement Income Investor at retirementresearcher.com/8tips
Tuesday Sep 19, 2023
Tuesday Sep 19, 2023
In today's episode, Bob French joins Alex and Wade again to continue their conversation on managing inflation and it's effects on your retirement income plan. This week they look at how you can use your investment portfolio to counteract the effects of inflation. In addition, we look at some of the common inflation "hedges" that just don't work. Listen Now to learn more!
This episode is sponsored by McLean Asset Management. Visit https://www.mcleanam.com/roth/ to download McLean's free eBook, "Is a Roth Conversion Right For You?"
Purchase access to the Academy Workshop entitled, "Managing Inflation In Your Retirement Income Plan" hosted by Bob French at Retirement Researcher by clicking here: https://retirementresearcher.com/managing-inflation-rws
Tuesday Sep 19, 2023
Tuesday Sep 19, 2023
Wade and Alex are joined by Bob French, of Retirement Researcher, to talk about inflation. Inflation is one of the biggest risks that retirees face, so it's important to understand what inflation actually is, and how it works. In addition, we'll talk about what inflation might look like going forward - plus the Presidential campaign of 1896. Listen now to learn more!
This episode is sponsored by Retirement Researcher https://retirementresearcher.com/. Download their free eBook, 8 Tips to Becoming A Retirement Income Investor at retirementresearcher.com/8tips
Tuesday Sep 19, 2023
Tuesday Sep 19, 2023
Alex and Ryan continue to discuss McLean’s ADV Part 2. It is the SEC-mandated document that an advisor provides to prospects and to existing clients at least once a year. The ADV Part 2 serves as your user manual for working with your advisor. We use McLean’s ADV to serve as a baseline for these episodes. In this episode, we discuss:
An advisor’s code of ethics and how that translates into best practices for the business and client relationship.
The role of the custodian and trading relationships with other institutional partners.
How often and how do advisors review your investment accounts? What are they holding themselves accountable to?
Referral fees. Do advisors receive fees for recommending other services or for referrals to other professionals? Conversely, do advisors pay fees for receiving referrals?
The difference between investment discretion and non-discretion in the management of your assets.
Assessing an advisor’s financial well-being.
Listen now to learn more!
Links
To download McLean's ADV Part 2, click here: https://www.mcleanam.com/adv2a
You can reach our guest Ryan Walters by visiting: https://rialawyers.com/
Join the waitlist for our next round of the Retirement Income Challenge at risaprofile.com/podcast
If you are an individual consumer and would like to be directed to our sister firm McLean Asset Management you can get in touch at: https://www.mcleanam.com/start/
This episode is sponsored by McLean Asset Management. Visit https://www.mcleanam.com/roth/ to download McLean's free eBook, "Is a Roth Conversion Right For You?"
Tuesday Aug 29, 2023
Tuesday Aug 29, 2023
Alex and Ryan continue to discuss McLean’s ADV Part 2. It is the SEC-mandated document that an advisor provides to prospects and to existing clients at least once a year. The ADV Part 2 serves as your user manual for working with your advisor. We use McLean’s ADV to serve as a baseline for these episodes. In this episode, we discuss:
The types of clients your advisor serves (and whether you fit in).
How to analyze the advisor’s stated method of analysis, investment strategy, and potential for loss.
How to assess if your advisor has had previous securities violations and disciplinary actions.
The listing of areas where potential conflicts of interest may exist and to what degree.
Listen now to learn more!
Links
To download McLean's ADV Part 2, click here: https://www.mcleanam.com/adv2a
You can reach our guest Ryan Walters by visiting: https://rialawyers.com/
Join the waitlist for our next round of the Retirement Income Challenge at risaprofile.com/podcast
If you are an individual consumer and would like to be directed to our sister firm McLean Asset Management you can get in touch at: https://www.mcleanam.com/start/
This episode is sponsored by Retirement Researcher https://retirementresearcher.com/. Download their free eBook, 8 Tips to Becoming A Retirement Income Investor at retirementresearcher.com/8tips
Tuesday Aug 22, 2023
Tuesday Aug 22, 2023
In today's episode, Alex and Ryan discuss McLean Asset Management's ADV Part 2. It is the SEC-mandated document that an advisor provides to prospects and existing clients at least once a year. The ADV Part 2 serves as your user manual for working with your advisor. We use McLean’s ADV to serve as a baseline for these episodes. In this episode, we discuss:
What constitutes material changes in an update note
How to evaluate the stated services and advisor will provide
The Fee and Compensation Model for the advisor
Links
To download McLean's ADV Part 2, click here: https://www.mcleanam.com/adv2a
You can reach our guest Ryan Walters by visiting: https://rialawyers.com/
Join the waitlist for our next round of the Retirement Income Challenge at risaprofile.com/podcast
If you are an individual consumer and would like to be directed to our sister firm McLean Asset Management you can get in touch at: https://www.mcleanam.com/start/
This episode is sponsored by McLean Asset Management. Visit https://www.mcleanam.com/roth/ to download McLean's free eBook, "Is a Roth Conversion Right For You?"
Friday Aug 18, 2023
Friday Aug 18, 2023
During this special LinkedIn Live episode, Alex and Wade are joined by Intention.ly’s Meghan Richter as they describe the upcoming 3-day Retirement Income Masterclass for Advisors.
Don’t miss your chance to join us for a 3-part masterclass to see how you can leverage the innovative Retirement Income Style Awareness (RISA®) assessment to personalize retirement income planning, build stronger client connections and future-proof your practice starting August 28th at 12:00 PM ET. Listen Now to learn more.
Links
Join our Retirement Income Masterclass to learn about the RISA® and how to use it and market it within your practice. Sign up here: www.risaprofile.com/advisors
This episode is sponsored by Retirement Researcher https://retirementresearcher.com/. Download their free eBook, 8 Tips to Becoming A Retirement Income Investor at retirementresearcher.com/8tips