Retire With Style

Episode 97: Using Reliable Income to Manage Inflation

This week on Retire With Style, Wade and Alex are joined (yet again) by Bob French, of Retirement Researcher, to look at how you can use reliable income sources (even beyond your Social Security benefits) to deal with inflation. Using reliable income to manage inflation risk is a little bit more complicated than using your investments, but it does allow you to lock in your spending power in a way that you just can't with risky investments. And we look at how you can do so. Listen now to learn more! 
 
Links
Click here to learn more about the Retirement Researcher Academy membership site: https://retirementresearcher.com/academy-rws
Purchase access to the Academy Workshop entitled, "Managing Inflation In Your Retirement Income Plan" hosted by Bob French at Retirement Researcher by clicking here: https://retirementresearcher.com/managing-inflation-rws 
 
This episode is sponsored by Retirement Researcher https://retirementresearcher.com/. Download their free eBook, 8 Tips to Becoming A Retirement Income Investor at retirementresearcher.com/8tips

Episode 96: Using Investments to Manage Inflation

In today's episode, Bob French joins Alex and Wade again to continue their conversation on managing inflation and it's effects on your retirement income plan. This week they look at how you can use your investment portfolio to counteract the effects of inflation. In addition, we look at some of the common inflation "hedges" that just don't work. Listen Now to learn more! 
 
This episode is sponsored by McLean Asset Management. Visit https://www.mcleanam.com/roth/ to download McLean's free eBook, "Is a Roth Conversion Right For You?"
Purchase access to the Academy Workshop entitled, "Managing Inflation In Your Retirement Income Plan" hosted by Bob French at Retirement Researcher by clicking here: https://retirementresearcher.com/managing-inflation-rws 

Episode 95: Understanding Inflation

Wade and Alex are joined by Bob French, of Retirement Researcher, to talk about inflation. Inflation is one of the biggest risks that retirees face, so it's important to understand what inflation actually is, and how it works. In addition, we'll talk about what inflation might look like going forward - plus the Presidential campaign of 1896. Listen now to learn more!
 
 
This episode is sponsored by Retirement Researcher https://retirementresearcher.com/. Download their free eBook, 8 Tips to Becoming A Retirement Income Investor at retirementresearcher.com/8tips

Episode 94: Understanding an Advisor’s ADV Part 2 brochure to evaluate how an advisor may work with you - Part3.

Alex and Ryan continue to discuss McLean’s ADV Part 2. It is the SEC-mandated document that an advisor provides to prospects and to existing clients at least once a year. The ADV Part 2 serves as your user manual for working with your advisor. We use McLean’s ADV to serve as a baseline for these episodes. In this episode, we discuss: 
An advisor’s code of ethics and how that translates into best practices for the business and client relationship.  
The role of the custodian and trading relationships with other institutional partners.
How often and how do advisors review your investment accounts? What are they holding themselves accountable to?
Referral fees. Do advisors receive fees for recommending other services or for referrals to other professionals? Conversely, do advisors pay fees for receiving referrals?
The difference between investment discretion and non-discretion in the management of your assets.
Assessing an advisor’s financial well-being.
Listen now to learn more!
 
Links 
To download McLean's ADV Part 2, click here: https://www.mcleanam.com/adv2a 
You can reach our guest Ryan Walters by visiting: https://rialawyers.com/ 
Join the waitlist for our next round of the Retirement Income Challenge at risaprofile.com/podcast 
If you are an individual consumer and would like to be directed to our sister firm McLean Asset Management you can get in touch at: https://www.mcleanam.com/start/
 
 
This episode is sponsored by McLean Asset Management. Visit https://www.mcleanam.com/roth/ to download McLean's free eBook, "Is a Roth Conversion Right For You?"

Episode 93: Understanding an Advisor’s ADV Part 2 brochure to evaluate how an advisor may work with you - Part 2.

Alex and Ryan continue to discuss McLean’s ADV Part 2. It is the SEC-mandated document that an advisor provides to prospects and to existing clients at least once a year. The ADV Part 2 serves as your user manual for working with your advisor. We use McLean’s ADV to serve as a baseline for these episodes. In this episode, we discuss: 
The types of clients your advisor serves (and whether you fit in).
How to analyze the advisor’s stated method of analysis, investment strategy, and potential for loss.
How to assess if your advisor has had previous securities violations and disciplinary actions.
The listing of areas where potential conflicts of interest may exist and to what degree. 
Listen now to learn more!
 
Links 
To download McLean's ADV Part 2, click here: https://www.mcleanam.com/adv2a 
You can reach our guest Ryan Walters by visiting: https://rialawyers.com/ 
Join the waitlist for our next round of the Retirement Income Challenge at risaprofile.com/podcast 
If you are an individual consumer and would like to be directed to our sister firm McLean Asset Management you can get in touch at: https://www.mcleanam.com/start/
 
This episode is sponsored by Retirement Researcher https://retirementresearcher.com/. Download their free eBook, 8 Tips to Becoming A Retirement Income Investor at retirementresearcher.com/8tips

Episode 92: Understanding an Advisor’s ADV Part 2 brochure to evaluate how an advisor may work with you - Part 1.

In today's episode, Alex and Ryan discuss McLean Asset Management's ADV Part 2. It is the SEC-mandated document that an advisor provides to prospects and existing clients at least once a year. The ADV Part 2 serves as your user manual for working with your advisor. We use McLean’s ADV to serve as a baseline for these episodes. In this episode, we discuss: 
What constitutes material changes in an update note
How to evaluate the stated services and advisor will provide
The Fee and Compensation Model for the advisor  
 
Links 
To download McLean's ADV Part 2, click here: https://www.mcleanam.com/adv2a 
You can reach our guest Ryan Walters by visiting: https://rialawyers.com/ 
Join the waitlist for our next round of the Retirement Income Challenge at risaprofile.com/podcast 
If you are an individual consumer and would like to be directed to our sister firm McLean Asset Management you can get in touch at: https://www.mcleanam.com/start/
 
This episode is sponsored by McLean Asset Management. Visit https://www.mcleanam.com/roth/ to download McLean's free eBook, "Is a Roth Conversion Right For You?"

Episode 91: RISA® in Action: How advisors can supercharge their practice in our upcoming RISA® Masterclass for Advisors.

During this special LinkedIn Live episode, Alex and Wade are joined by Intention.ly’s Meghan Richter as they describe the upcoming 3-day Retirement Income Masterclass for Advisors. 
Don’t miss your chance to join us for a 3-part masterclass to see how you can leverage the innovative Retirement Income Style Awareness (RISA®) assessment to personalize retirement income planning, build stronger client connections and future-proof your practice starting August 28th at 12:00 PM ET. Listen Now to learn more.
 
Links
Join our Retirement Income Masterclass to learn about the RISA® and how to use it and market it within your practice. Sign up here: www.risaprofile.com/advisors 
 
This episode is sponsored by Retirement Researcher https://retirementresearcher.com/. Download their free eBook, 8 Tips to Becoming A Retirement Income Investor at retirementresearcher.com/8tips

Episode 90: Defining the different types of Financial Professionals and the custody of your assets

In this episode, we begin our arc on becoming an informed consumer of Financial Advice. Alex brings in Ryan Walter, our actual Compliance Attorney for McLean Asset Management and Retirement Researcher, to discuss some of the most salient issues you will face when considering the use of a financial professional. In this episode, we answer: 
What are the differences between advisors? 
What are their business models and what standard are they beholden to?
Is fiduciary an actual thing or is it a term that has lost its meaning due to marketing? 
Who would hold your assets in an advisory relationship? Is it the advisor or is it an independent custodian?
Listen now to learn more!
 
Links
Download the free resource, 'Three Flavors of Financial Advisors' by clicking here: https://retirementresearcher.com/download-3-flavors
If you are an individual consumer and would like to be directed to our sister firm McLean Asset Management you can get in touch at: https://www.mcleanam.com/start/
Join the FREE 4-day Retirement Income Challenge for Consumers on August 21st-24th by registering now at risaprofile.com/podcast 
 

Episode 89: RISA® in Action: Doing right by the client with Andrew Lippert

Alex and Wade discuss with Andrew Lippert from Simplified Wealth how the RISA® enables his ability to view a client’s situation agnostically and start the recommendation process with how the client wants to source retirement income. Andrew also discusses his time working with Fidelity and how that led him to start his own firm that embodies his values for working with clients. We also discuss the RISA® in the client engagement process and how it is useful to open up discussions with spouses that may have been previously muted. Listen now to learn more! 
 
Links
Learn more about Simplified Wealth here: https://simplifiedwealth.us/
Join our Retirement Income Masterclass to learn about the RISA® and how to use it and market it within your practice. Sign up here: www.risaprofile.com/advisors 
 
This episode is sponsored by Retirement Researcher https://retirementresearcher.com/. Download their free eBook, 8 Tips to Becoming A Retirement Income Investor at retirementresearcher.com/8tips

Episode 88: What to Look for in Annuity Illustrations and Contracts (Part 2)

On this week's episode, Wade is continuing his conversation with Brian Bass, MSFS, CFP®, RICP®, AEP®, CLU®, and Jason Rizkallah, CFP®, RICP®, of McLean Asset Management about what listeners need to know when looking at annuity illustrations and annuity contracts. Listen now to learn more!
 
Links
As referenced in the episode, if you'd like to speak with someone at McLean Asset Management about annuities or any other financial planning topic, you can get in touch at: www.mcleanam.com/review 
Join our Retirement Income Masterclass to learn about the RISA® and how to use it and market it within your practice. Sign up here: www.risaprofile.com/advisors 
 
This episode is sponsored by McLean Asset Management. Visit https://www.mcleanam.com/roth/ to download McLean's free eBook, "Is a Roth Conversion Right For You?"