Retire With Style

Episode 38: Party Affiliations and Stock Market Returns - Who has your vote?

Wade and Alex welcome back Bob French as they break down historical party affiliations and subsequent stock market returns across Presidential, Senate, and Congressional Elections. Do general party themes contribute to positive returns? Are they consistent throughout time? Do unified or split branches work in the stock markets favor? Does it matter?
**Register to attend our Retirement Income Challenge starting Monday, November 7th by visiting retirementresearcher.com/challenge**
 
This episode is sponsored by Retirement Researcher https://retirementresearcher.com/.
Download their free eBook, 8 Tips to Becoming A Retirement Income Investor at retirementresearcher.com/8tips

Episode 37: Retirement Distribution Strategies: How is it REALLY done in a professional setting?

In this episode Alex and Wade speak to Brian Bass, a financial advisor from McLean Asset Management, to discuss the practical applications of the sustainable withdrawal strategies that are frequently discussed in the investment press. Are they realistic? Can they be practically applied? How are distribution strategies implemented? Listen now to learn more.
 
This episode is sponsored by McLean Asset Management. Visit https://www.mcleanam.com/roth/ to download McLean's free eBook, "Is a Roth Conversion Right For You?"
 

Episode 36: Beyond the 4% Rule: Part 2 - Varied and Various Variable Distribution Strategies

In this episode, Wade and Alex get into the specifics of how Variable Distribution Strategies work - including some of the different rules and techniques that you can use with your retirement income plan.
 
To learn more, click here to join our Retirement Researcher mailing list. 
 
This episode is sponsored by McLean Asset Management http://mcleanam.com/

Episode 35: Beyond the 4% Rule - Part 1: Different Portfolio Retirement Income Strategies That May Work Better For You

In this episode, Wade and Alex go beyond constant spending strategies and discuss the key assumptions on integrating a more dynamic withdrawal strategy to your retirement plan.
 
To learn more, click here to join our Retirement Researcher mailing list. 
 
This episode is sponsored by Retirement Researcher https://retirementresearcher.com/ 

Episode 34: Even In Volatile Markets, Find Out Why The 4% Rule Distribution May Be Too Low

The previous 3 episodes discussed why the 4% rule may be too high. Now, Wade and Alex review why the opposite may be true. We break down four reasons to consider the possibility that you are underspending by applying the 4% rule to your retirement income strategy.
 
To learn more, click here to join our Retirement Researcher mailing list. 
 
This episode is sponsored by McLean Asset Management http://mcleanam.com/
This episode is sponsored by Retirement Researcher https://retirementresearcher.com/ 

Episode 33: More Reasons Why The 4% Rule May Still Be Too High

This episode concludes our three-part discussion on why the 4% sustainable withdrawal rate may be too ambitious as a retirement income planning assumption. In this episode, Wade and Alex get into how taxes, your investment account types, the need for a margin of safety, and life span may not agree with your 4% distribution assumption.
This episode is sponsored by Retirement Researcher https://retirementresearcher.com/ 
 
To celebrate International Podcast Day on 9/30, we're giving away a FREE signed copy of Wade Pfau's Retirement Planning Guidebook! Visit risaprofile.com/giveaway to enter now! This raffle will end at midnight ET on 10/1 - Winner will be contacted on Monday, 10/3. Good Luck - and thanks for listening!
 
To learn more, click here to join our Retirement Researcher mailing list. 
 

Episode 32: Three Key Reasons Why Investing for Dividends as a Retirement Income Strategy is a Mistake

Alex and Wade discuss 3 key reasons that point out the dangers of investing for dividends (or yield) as your "go-to" retirement income strategy. Listen to hear them breakdown how this strategy violates the 4% rule and other sustainable withdrawal strategies.
To learn more, click here to join our Retirement Researcher mailing list. 
 
This episode is sponsored by McLean Asset Management http://mcleanam.com/

Episode 31: Why the 4% Rule May Be Too High - Part 1

Alex and Wade discuss a few potential reasons why the 4% rule for taking distributions from your investment portfolio may be unfounded in today’s environment. They discuss in-depth the impact of 3 major variables that may cause you to overshoot your amount.
Purchase Access to our upcoming Workshop, "On Your Own in Retirement: Special Considerations for Singles, Divorcees and Widows", hosted live by Dan Veto, CSA on 9/19. Sign up now at risaprofile.com/style.
 
To learn more, click here to join our Retirement Researcher mailing list. 
 
This episode is sponsored by Retirement Researcher https://retirementresearcher.com/ 

Episode 30: Can We Assume the 4% Rule Provides A Safe Withdrawal Rate For Retirement Income?

Wade and Alex breakdown the origins of the 4% rule and how it set the stage for the foundation of many sustainable spending strategies. They also revisit some of the assumptions in the original study and point out areas for further consideration for your retirement income success.
 
To learn more, click here to join our Retirement Researcher mailing list. 
 
This episode is sponsored by Retirement Researcher https://retirementresearcher.com/ 

Episode 29: What are the Four Approaches to Managing Sequence Risk?

In order to set up an investment-driven spending strategy in retirement, you need to understand the timing of your potential market returns. In this episode, Wade and Alex discuss four ways you can manage this timing risk. Listen to this episode to find out what they are.
 
To learn more, click here to join our Retirement Researcher mailing list. 
 
This episode is sponsored by McLean Asset Management http://mcleanam.com/