Retire With Style

Episode 47: The Technology That Takes Care of Advisors So They Can Take Care Of You

In this episode, Wade and Alex welcome Ryan Beach. Ryan is President of Orion Wealth Management and helps lead their overall efforts. Orion is the leading wealth management software for advisors. They discuss how consumers who engage with an advisor should be aware of the partnerships that the advisor has with various service providers to make they can successfully provide for your needs. They also discuss how the evolution of the wealth management relationship and value-add between an advisor and a client has shifted from an investment accumulation focused to a more goals-based, retirement income, and relationship driven dynamic. Find out what Orion has in store to make sure they remain at the forefront. Oh, and did we mention, we also welcome Ryan to the RISA® Advisory Board. Listen to this episode to learn more!
 
Links:
Retirement Income Master Class for Advisors Registration Page: www.risaprofile.com/masterclass
 
This episode is sponsored by Retirement Researcher https://retirementresearcher.com/. Download their free eBook, 8 Tips to Becoming A Retirement Income Investor at retirementresearcher.com/8tips

Episode 46: The Marketing of Financial Advice - How To Separate The Wheat From The Chaff

In this episode, Wade and Alex welcome Kelly Waltrich, a RISA® Advisory Board Member and one of the leading marketing figures in our industry. They discuss how the different marketing messages over the years have shifted; some for the better and others for the worst. They point out how as a consumer you can identify if someone is really interacting with you with authenticity or a veiled pitch under the auspices of having “your best interest in mind.” They also review how advisors can differentiate themselves in their messaging and their client service approach. There is plenty in this episode for both advisors and consumers. Listen now to learn more!
Links:
Intention.ly- https://intention.ly/
Retirement Income Master Class for Advisors Registration Page: https://risaprofile.com/masterclass
 
This episode is sponsored by McLean Asset Management. Visit https://www.mcleanam.com/roth/ to download McLean's free eBook, "Is a Roth Conversion Right For You?"

Recap: The RISA® and Risk Tolerance Questionnaires: Different Tools for Different Functions

For this holiday week, Wade and Alex will recap Episode 9 of Retire With Style. The research discussed in this episode has now been published by The Alliance for Lifetime Income. Find links to this article in the show notes below.
 
Wade and Alex examine the RISA® Profile against a popular retirement income strategy selection tool; the Risk Tolerance Questionnaire.
Which one better accounts for:
The new risks in retirement
The different retirement income strategies
The more aligned starting point for retirement
Find out as we review the results from our latest research.
Links
Risk Tolerance Questionnaires And Retirement Income Concerns: https://www.protectedincome.org/research/risk-tolerance-questionnaires-and-retirement-income-concerns/
Retirement Income Master Class for Advisors Registration Page: https://risaprofile.com/masterclass
 
This episode is sponsored by Retirement Researcher https://retirementresearcher.com
 

Episode 45: Should contractual retirement income options live inside of 401k Plans?

In this episode, Alex and Wade bring in Bonnie Treichel, Chief Solutions Officer for Endeavor Retirement and key member of the Retirement Income Consortium, to discuss whether annuities can play an effective role in helping millions of Americans retire with contractual income solutions for their retirement income paycheck. We also discuss the current landscape of the retirement plan landscape and how it’s evolving to continue to meet the needs of individuals. Listen now to learn more!
Links:
Endeavor Retirement: https://endeavor-retirement.com/
Retirement Income Master Class for Advisors Registration Page: https://risaprofile.com/masterclass
 
This episode is sponsored by McLean Asset Management. Visit https://www.mcleanam.com/roth/ to download McLean's free eBook, "Is a Roth Conversion Right For You?"

Episode 44: Where to Find Practical Resources on Retirement Income Strategies

In this episode, Wade and Alex invite Jason Fichtner to discuss how the Alliance for Lifetime Income contains a wealth of resources for both consumers and financial professionals on retirement income strategies. Jason, leads many of the research efforts for Alliance for Lifetime Income and also serves as the Chief Economist for the Bipartisan Policy Center. We discuss the main themes of retirement planning research geared towards improving dignified retirements and the release of three RISA® papers and their role in helping consumers select retirement income strategies. Listen now to learn more!
Alliance for Lifetime Income: https://www.protectedincome.org/tools-guides/
Limited Registration RISA® Masterclass for Financial Professionals: www.risaprofile.com/masterclass
 
This episode is sponsored by Retirement Researcher https://retirementresearcher.com/. Download their free eBook, 8 Tips to Becoming A Retirement Income Investor at retirementresearcher.com/8tips

Episode 43: Do contractual lifetime income solutions fit within a fiduciary advisory framework?

In this episode, we welcome John Faustino, Head of Fi360 a Broadridge Company to discuss the following:
His decision to join the RISA® Professional Advisory Board
Can contractual income fit an advisor’s toolbox and still consider him or herself a fiduciary?
Does the financial service industry view the fiduciary approach as a marketing pitch, or do they actually want to do good by the individual investor?
Links:
Retirement Income Master Class for Advisors Registration Page: https://risaprofile.com/masterclass
Retirement Income Consortium:
https://www.broadridge.com/resource/asset-management/retirement-income-consortium
 
This episode is sponsored by McLean Asset Management. Visit https://www.mcleanam.com/roth/ to download McLean's free eBook, "Is a Roth Conversion Right For You?"

Episode 42: Tax Planning for Early Retirees and the Affordable Care Act

Most Americans become eligible for Medicare at age 65.  For early retirees, the subsidies provided for Affordable Care Act health insurance plans can make this an attractive source for health insurance coverage. But the way these subsidies are determined is complicated. In this episode, Wade and Alex discuss some tax planning considerations to keep in mind for those receiving health insurance through an Affordable Care Act plan. Listen to this episode to learn more!
 Read Wade's full article referenced in this episode here: https://www.advisorperspectives.com/articles/2022/11/14/tax-planning-and-health-insurance-premium-subsidies-under-the-affordable-care-act
 
This episode is sponsored by Retirement Researcher https://retirementresearcher.com/.
Download their free eBook, 8 Tips to Becoming A Retirement Income Investor at retirementresearcher.com/8tips
 

Episode 41: Can Your Retirement Experience Count On Stocks For The Long Term?

In this special episode, Wade and Alex introduce and welcome Michael Finke, Ph.D. to our RISA® Professional Advisory Board. We also speak with him on his recent article, Forget What You Know about Stock Returns   (https://www.advisorperspectives.com/articles/2022/08/22/forget-what-you-know-about-stock-returns), where we discuss the frequency (or lack thereof) in which retirees can be expect stocks to outperform bonds. We also provide alternate ways investors can capture other premiums for retirement income. Listen to this episode to learn more!
 
To sign up for the Retirement Income Masterclass where we discuss how you can use the RISA® for your practice; Sign up here: https://risaprofile.pages.ontraport.net/2-Day-Masterclass (This Masterclass is intended for Financial Professionals)
This episode is sponsored by McLean Asset Management. Visit https://www.mcleanam.com/roth/ to download McLean's free eBook, "Is a Roth Conversion Right For You?"

Episode 40: The ABCs of the Medicare Open Enrollment Period

Wade and Alex discuss the foundational decisions that you need to consider as you are in the thick of the Medicare Open Enrollment Period. Is it worth reviewing this decision on a yearly basis? Is there a better choice if you plan on living in multiple places during the year? Is there a better option if you have a chronic illness? How often can you switch plans? Get answers to these questions and more for yourself or a loved one.
 
Join our waitlist to be notified of the next consumer Retirement Income Challenge: retirementresearcher.com/challenge 
 
This episode is sponsored by Retirement Researcher https://retirementresearcher.com/.
Download their free eBook, 8 Tips to Becoming A Retirement Income Investor at retirementresearcher.com/8tips
 

Episode 39: It’s Looking Like a Good Harvest: Should you use Tax Loss Harvesting in Your Portfolio?

Tax Loss Harvesting is one of those "advanced" portfolio management techniques that you hear about. And with the recent market performance, we've been hearing about it a lot lately. So, we decided to bring Bob French, from Retirement Researcher, back to discuss Tax Loss (and Gain!) Harvesting - what it is, how it works, where the pitfalls are, and if you might want to incorporate it into your portfolio management strategy. Listen now to learn more!
 
This episode is sponsored by McLean Asset Management. Visit https://www.mcleanam.com/roth/ to download McLean's free eBook, "Is a Roth Conversion Right For You?"