Retire With Style

Episode 57: Market Timing Still Doesn’t Work

This week Wade, Alex, and Bob talk about the third way of active management – Market Timing. Grabbing elements of both Technical and Fundamental Analysis, Market Timing is often the mushy middle of active management. We’ll talk about just what this means, what market timers are doing, and why a lot of the time the people arguing about market timing just kind of miss the point. Listen now to learn more!
 
Announcing the official release of the 2nd Edition of the Retirement Planning Guidebook, updated for 2023! Available for purchase NOW on Amazon. Purchase your copy today: https://retirementresearcher.com/amazon-RPG-2nd-Edition 
 
This episode is sponsored by McLean Asset Management. Visit https://www.mcleanam.com/roth/ to download McLean's free eBook, "Is a Roth Conversion Right For You?"

Episode 56: Fundamental Analysis is Fundamentally Flawed

On this episode, Wade, Alex, and Bob discuss the other major approach to active management – Fundamental Analysis. Unlike Technical Analysis, there actually is some value in Fundamental Analysis. It’s just that the people doing the Fundamental Analysis aren’t necessarily the ones reaping those benefits. We’ll get into what it is, just who does get the benefits of Fundamental Analysis, and how the people doing Fundamental Analysis keep the markets operating efficiently. Listen now to learn more!
 
This episode is sponsored by Retirement Researcher https://retirementresearcher.com/. Download their free eBook, 8 Tips to Becoming A Retirement Income Investor at retirementresearcher.com/8tips

Episode 55: Technical Analysis is Technically Wrong

On this episode, Wade, Alex, and Bob talk about one of the major approaches to active management – Technical Analysis. Technical Analysis appeals to a lot of people (especially in the financial media – there’s a lot of really interesting charts), but does it work? We’ll talk about what Technical Analysis is, how it (sort of) works, and whether you should use it with your retirement portfolio. Listen now to learn more!
 
This episode is sponsored by McLean Asset Management. Visit https://www.mcleanam.com/roth/ to download McLean's free eBook, "Is a Roth Conversion Right For You?"

Episode 54: Why Do You Invest?

In this episode, Bob French returns to discuss with Wade and Alex another fundamental question - why do we invest? What's the point of putting our savings at risk? Just like for companies, the financial markets are tools that we can use to prepare for retirement. But as useful as the markets can be, it's important to recognize that the markets don't owe you a retirement. Listen now to learn more! 
 
This episode is sponsored by Retirement Researcher https://retirementresearcher.com/. Download their free eBook, 8 Tips to Becoming A Retirement Income Investor at retirementresearcher.com/8tips

Episode 53: How do the Financial Markets Work?

This week Wade, Alex, and Bob bring it back to basics and look at what - and why - the financial markets are. Understanding what's happening in the markets at a fundamental level is key to using them effectively in your retirement income plan. Plus, Alex finds out whether Wade or Bob would have been good plumbers (the answer is no.) Listen now to learn more!
 
This episode is sponsored by McLean Asset Management. Visit https://www.mcleanam.com/roth/ to download McLean's free eBook, "Is a Roth Conversion Right For You?"

Episode 52: How do large institutions think about helping you develop a retirement income paycheck?

This week, Wade and Alex welcome Tamiko Toland. As one of the leaders in the retirement income space and Head of Lifetime Income Strategy and Market Intelligence for TIAA, we discuss with Tamiko how larger institutions are tackling the retirement income dilemma as retirees go from accumulation to decumulation mode. We discuss ways institutions like TIAA can facilitate a retirement income paycheck and help individuals achieve a dignified retirement. Listen now to learn more!
 
This episode is sponsored by Retirement Researcher https://retirementresearcher.com/. Download their free eBook, 8 Tips to Becoming A Retirement Income Investor at retirementresearcher.com/8tips

Episode 51: Should You Claim Your Social Security Benefits Early?

Social Security forms the foundation of most American's retirements. And deciding when to claim those benefits is hugely important. This week, Wade is joined by friend of the show, Bob French from Retirement Researcher, to talk about Wade's new paper with Steve Parrish in the Journal of Financial Planning "Which Social Security Claiming Strategy Generates the Highest Legacy Value?" Using actual historical returns this paper examines how claiming your benefits early would have fared compared to claiming later - and what impact that would have had on your retirement. Listen now to learn more!
 
Links
"Which Social Security Claiming Strategy Generates the Highest Legacy Value?" https://www.financialplanningassociation.org/learning/publications/journal/JAN23-which-social-security-claiming-strategy-generates-highest-legacy-value-OPEN 
 
This episode is sponsored by McLean Asset Management. Visit https://www.mcleanam.com/roth/ to download McLean's free eBook, "Is a Roth Conversion Right For You?"

Episode 50: Navigating the Retirement Income Dashboard

On this week's episode, Alex and Wade walk through the Retirement Income Dashboard, which is something Wade created for Retirement Researcher in 2015. It provides benchmarks and a starting point for retirement income options as based on the current market environment. You will learn where current retirees stand with respect to those from the past, and the amounts of sustainable spending that are feasible with bond ladders, annuities, and sustainable spending from investments. Listen now to learn more.
Links
https://retirementresearcher.com/dashboard/
 
This episode is sponsored by Retirement Researcher https://retirementresearcher.com/. Download their free eBook, 8 Tips to Becoming A Retirement Income Investor at retirementresearcher.com/8tips

Episode 49: 2023 Markets in Review

In this episode, we talk with special guest, Bob French, about what happened in the financial markets in 2022 - and some of the things that you should be thinking about going forward. Among other things, we also discuss what inflation may look like in the future, the value premium, and help put last year's market returns in context. Listen now to learn more!
This episode is sponsored by Retirement Researcher https://retirementresearcher.com/.
Download their free eBook, 8 Tips to Becoming A Retirement Income Investor at retirementresearcher.com/8tips

Episode 48: How contractual income solutions fit in a fee-only world?

In this episode, we talk to David Lau, a RISA® Advisory Board member. David is the Founder and CEO of DPL Financial Partners. DPL helps advisors and their clients find contractual income solutions on a fee-only basis. Join us as we discuss with David how consumers are benefiting from new innovations in the financial services industry. DPL is a firm ahead of its time and you'll definitely want to hear as a consumer what’s in store and as an advisor how you can bring your clients the latest innovations in contractual income solutions.
Links:
Retirement Income Master Class for Advisors Registration Page: https://risaprofile.com/masterclass
 
This episode is sponsored by McLean Asset Management. Visit https://www.mcleanam.com/roth/ to download McLean's free eBook, "Is a Roth Conversion Right For You?"