Retire With Style

Episode 90: Defining the different types of Financial Professionals and the custody of your assets

In this episode, we begin our arc on becoming an informed consumer of Financial Advice. Alex brings in Ryan Walter, our actual Compliance Attorney for McLean Asset Management and Retirement Researcher, to discuss some of the most salient issues you will face when considering the use of a financial professional. In this episode, we answer: 
What are the differences between advisors? 
What are their business models and what standard are they beholden to?
Is fiduciary an actual thing or is it a term that has lost its meaning due to marketing? 
Who would hold your assets in an advisory relationship? Is it the advisor or is it an independent custodian?
Listen now to learn more!
 
Links
Download the free resource, 'Three Flavors of Financial Advisors' by clicking here: https://retirementresearcher.com/download-3-flavors
If you are an individual consumer and would like to be directed to our sister firm McLean Asset Management you can get in touch at: https://www.mcleanam.com/start/
Join the FREE 4-day Retirement Income Challenge for Consumers on August 21st-24th by registering now at risaprofile.com/podcast 
 

Episode 89: RISA® in Action: Doing right by the client with Andrew Lippert

Alex and Wade discuss with Andrew Lippert from Simplified Wealth how the RISA® enables his ability to view a client’s situation agnostically and start the recommendation process with how the client wants to source retirement income. Andrew also discusses his time working with Fidelity and how that led him to start his own firm that embodies his values for working with clients. We also discuss the RISA® in the client engagement process and how it is useful to open up discussions with spouses that may have been previously muted. Listen now to learn more! 
 
Links
Learn more about Simplified Wealth here: https://simplifiedwealth.us/
Join our Retirement Income Masterclass to learn about the RISA® and how to use it and market it within your practice. Sign up here: www.risaprofile.com/advisors 
 
This episode is sponsored by Retirement Researcher https://retirementresearcher.com/. Download their free eBook, 8 Tips to Becoming A Retirement Income Investor at retirementresearcher.com/8tips

Episode 88: What to Look for in Annuity Illustrations and Contracts (Part 2)

On this week's episode, Wade is continuing his conversation with Brian Bass, MSFS, CFP®, RICP®, AEP®, CLU®, and Jason Rizkallah, CFP®, RICP®, of McLean Asset Management about what listeners need to know when looking at annuity illustrations and annuity contracts. Listen now to learn more!
 
Links
As referenced in the episode, if you'd like to speak with someone at McLean Asset Management about annuities or any other financial planning topic, you can get in touch at: www.mcleanam.com/review 
Join our Retirement Income Masterclass to learn about the RISA® and how to use it and market it within your practice. Sign up here: www.risaprofile.com/advisors 
 
This episode is sponsored by McLean Asset Management. Visit https://www.mcleanam.com/roth/ to download McLean's free eBook, "Is a Roth Conversion Right For You?"

Episode 87: RISA® in Action: The Client Discovery Meeting with the 4:8 Group and more.

In today’s RISA® in Action entry, Wade and Alex speak with Bob Bove and David Meler from the 4:8 Group. Bob and David discuss their stewardship approach to wealth management and how the RISA® successfully helps them service clients with their values in mind. Bob and David break down their discovery meeting process and how they achieve a balance between the technical competence expected from an advisor while also fostering a deep personal connection. Listen now to learn more!
 
Links
Learn more about the 4:8 Group here: https://the48group.com/
Join our Retirement Income Masterclass to learn about the RISA® and how to use it and market it within your practice. Sign up here: www.risaprofile.com/advisors 
 
This episode is sponsored by Retirement Researcher https://retirementresearcher.com/. Download their free eBook, 8 Tips to Becoming A Retirement Income Investor at retirementresearcher.com/8tips

Episode 86: What to Look for in Annuity Illustrations and Contracts (Part 1)

On this week's episode, Wade is hosting without Alex. But Brian Bass, MSFS, CFP®, RICP®, AEP®, CLU®, and Jason Rizkallah, CFP®, RICP®, of McLean Asset Management join Wade to get serious about what listeners need to know when looking at annuity illustrations and annuity contracts. We get the conversation rolling this week with a look at income annuities (SPIAs and DIAs) and variable annuities. Listen now to learn more!
 
Links
As referenced in the episode, if you'd like to speak with someone at McLean Asset Management about annuities or any other financial planning topic, you can get in touch at: www.mcleanam.com/review 
Join our Retirement Income Masterclass to learn about the RISA® and how to use it and market it within your practice. Sign up here: www.risaprofile.com/advisors 
 
This episode is sponsored by McLean Asset Management. Visit https://www.mcleanam.com/roth/ to download McLean's free eBook, "Is a Roth Conversion Right For You?"

Episode 85: RISA® in Action with Doug Oosterhart, CFP®

For this week's RISA® in Action episode, Wade and Alex welcome Doug Oosterhart, CFP®, from LifePoint Planning. Doug was truly an early adopter of the RISA®, asking his clients to take the assessment through the link in Wade's book and then provide him with the results. We learn more about Doug's background, financial planning approach, and experience with the RISA. Listen now to learn more!
 
Links:
https://www.lifepointplanning.com/ 
Join our Retirement Income Masterclass to learn about the RISA® and how to use it and market it within your practice. Sign up here: www.risaprofile.com/advisors
 
This episode is sponsored by McLean Asset Management. Visit https://www.mcleanam.com/roth/ to download McLean's free eBook, "Is a Roth Conversion Right For You?"

Episode 84: Understanding the Index Choices for Index Annuities

On today's episode, Wade and Alex are joined by Branislav Nikolic, who is a Managing Director and Head of Insurance at the Index Standard. In his role, he is responsible for evaluating different market index options used in structured annuities. He provides a lot of insight into how to think about the plethora of index options you will see as you start to navigate this world. Listen now to learn more!
 
Links
Join our Retirement Income Masterclass to learn about the RISA® and how to use it and market it within your practice. Sign up here: www.risaprofile.com/advisors 
 
This episode is sponsored by Retirement Researcher https://retirementresearcher.com/. Download their free eBook, 8 Tips to Becoming A Retirement Income Investor at retirementresearcher.com/8tips

Episode 83: More on Annuities with the Author of Annuities for Dummies - Part 2

Our special Friday bonus episode this week is Part 2 of the discussion with Kerry Pechter, whose "2nd edition of Annuities for Dummies" was released on July 20th. In this episode, we learn how Kerry uses annuities within his own retirement plan, and we discuss how private equity firms have impacted the annuity market. Listen now to learn more!
 
Links:
Purchase Annuities for Dummies 2nd Edition by Kerry Pechter: https://www.amazon.com/Annuities-Dummies-Kerry-Pechter/dp/1394168586/
Join our Retirement Income Masterclass to learn about the RISA® and how to use it and market it within your practice. Sign up here: www.risaprofile.com/advisors
 
This episode is sponsored by McLean Asset Management. Visit https://www.mcleanam.com/roth/ to download McLean's free eBook, "Is a Roth Conversion Right For You?"

Episode 82: More on Annuities with the Author of Annuities for Dummies - Part 1

This week Alex and Wade welcome Kerry Pechter to the show. Kerry is the author of "Annuities for Dummies", which is part of the wildly popular For Dummies series of books. The second edition will be released on July 20th and pre-orders for the book are available. 
 
Our discussion with Kerry went so long that we've decided to turn this into a two-parter episode. For Part 1, we learn about Kerry's background and what has changed in the annuity space since the first edition came out. We also learn about how Kerry classifies different types of annuities. Listen Now to learn more! 
 
Links
Pre-order Annuities for Dummies 2nd Edition by Kerry Pechter: https://www.amazon.com/Annuities-Dummies-Kerry-Pechter/dp/1394168586/
Join our Retirement Income Masterclass to learn about the RISA® and how to use it and market it within your practice. Sign up here: www.risaprofile.com/advisors 
 
This episode is sponsored by Retirement Researcher https://retirementresearcher.com/. Download their free eBook, 8 Tips to Becoming A Retirement Income Investor at retirementresearcher.com/8tips

Episode 81: RISA® in Action: How the RISA® is used to initiate meaningful and personal retirement planning conversations.

We speak with Neal Gordon, Gordon Wealth Planning, and discuss how he uses the RISA® to enable him to get to the heart of financial planning and the emotional matter of what retirement plans make the most sense. We discuss how the RISA® enables him to function more as a true arbiter of various retirement income solutions in order to find the one that best fits the client's individual preferences.  In addition, we discuss how the RISA® is used when he is discussing various retirement plans with couples in order to find a strategy or a combination of strategies that aligns with the couple. This has helped Neal expand his services as he is now able to better listen to his clients because they have a tool to express their preferences much clearer and without preconceived opinions about certain solutions. Listen now to learn more!
 
Links:
Join our Retirement Income Masterclass to learn about the RISA® and how to use it and market it within your practice. Sign up here: www.risaprofile.com/advisors
 
This episode is sponsored by McLean Asset Management. Visit https://www.mcleanam.com/roth/ to download McLean's free eBook, "Is a Roth Conversion Right For You?"